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Why do I need to buy
a liability policy when
traveling to Mexico?

If you plan to drive your car across the border into Mexico, you will need to purchase Mexico Auto Insurance. This is because your U.S. auto insurance policy is not valid in Mexico, and Mexican law requires drivers to carry liability insurance from a Mexican insurance company.

In the event of an accident, Mexican authorities will expect you to be able to provide proof of insurance. If you are involved in an accident and do not have valid Mexican Auto Insurance, you may be held financially responsible for any damages or injuries you cause, and you may also be detained until you can prove your ability to pay.

Therefore, it is important to purchase Mexico Auto Insurance before you cross the border, to ensure that you are compliant with Mexican law and protected in the event of an accident.

Why do I need to buy
a liability policy when
traveling to Mexico?

MAIN BENEFITS

Get your policy online

Quote online and get
your policy in minutes.

Three diferent plans

Quote, compare and choose
from 3 different plans:
Liability, Full Coverage
and Platinum Full Coverage

Competitive rates

Competitive rates, drive
safe through Mexico.

MAIN BENEFITS

Get your policy online

Quote online and get
your policy in minutes.

Three diferent plans

Quote, compare and choose
from 3 different plans:
Liability, Full Coverage
Platinum Full Coverage

Competitive rates

Competitive rates, drive
safe through Mexico.

Testimonials

"I can't recommend BorderSolutions Mexico Auto Insurance enough!
As a frequent traveler to Mexico, I was always nervous about driving there without the proper coverage.
With Mexico Auto Insurance, I have peace of mind knowing that I'm protected in case of an accident.
The process was easy and affordable, and I'll never travel to Mexico without it!"

DIANA

"I was skeptical about getting Mexico Auto Insurance at first,
but after researching and reading reviews, I decided to give it a try.
I'm so glad I did! Not only did I feel safe and protected while driving in Mexico,
but the customer service was excellent. I had a question about my coverage
and received a prompt and helpful response. I highly recommend BorderSolutions
to anyone driving in Mexico."

STEVEN

"BorderSolutions Mexico Auto Insurance was a lifesaver for me!
I had an accident while driving in Mexico and was worried about how I was going to handle it.
But thanks to my Mexico Auto Insurance, I was able to get the help I needed and cover the costs of the damages.
The claims process was straightforward and easy, and I was back on the road in no time.
I'm so grateful for my BorderSolutions Mexico Auto Insurance!"

DANIEL

"Traveling to Mexico can be stressful enough without having to worry about car accidents or damages.
That's why I always make sure to get BorderSolutions Mexico Auto Insurance before I go.
It's an affordable and easy way to protect myself and my car while I'm on the road.
I've used BorderSolutions several times and have always had a positive experience.
I highly recommend it to anyone traveling to Mexico!"

MELISSA

BorderSolutions Mexico Auto Insurance is a must-have for anyone driving in Mexico.
I was hesitant at first, but after hearing horror stories of people getting into accidents without proper coverage,
I knew I needed to get it. The process was simple and affordable, and I felt much
safer on the road knowing I was covered. I've recommended BorderSolutions to all of
my friends who plan to drive in Mexico, and I'll continue to do so!"

LINDA

Testimonials

"I can't recommend BorderSolutions Mexico Auto Insurance enough! As a frequent traveler to Mexico, I was always nervous about driving there without the proper coverage. With Mexico Auto Insurance, I have peace of mind knowing that I'm protected in case of an accident. The process was easy and affordable, and I'll never travel to Mexico without it!"

DIANA

"I was skeptical about getting Mexico Auto Insurance at first, but after researching and reading reviews, I decided to give it a try. I'm so glad I did! Not only did I feel safe and protected while driving in Mexico, but the customer service was excellent. I had a question about my coverage and received a prompt and helpful response. I highly recommend BorderSolutions to anyone driving in Mexico."

STEVEN

"BorderSolutions Mexico Auto Insurance was a lifesaver for me! I had an accident while driving in Mexico and was worried about how I was going to handle it. But thanks to my Mexico Auto Insurance, I was able to get the help I needed and cover the costs of the damages. The claims process was straightforward and easy, and I was back on the road in no time. I'm so grateful for my BorderSolutions Mexico Auto Insurance!"

DANIEL

"Traveling to Mexico can be stressful enough without having to worry about car accidents or damages. That's why I always make sure to get BorderSolutions Mexico Auto Insurance before I go. It's an affordable and easy way to protect myself and my car while I'm on the road. I've used BorderSolutions several times and have always had a positive experience. I highly recommend it to anyone traveling to Mexico!"

MELISSA

BorderSolutions Mexico Auto Insurance is a must-have for anyone driving in Mexico. I was hesitant at first, but after hearing horror stories of people getting into accidents without proper coverage, I knew I needed to get it. The process was simple and affordable, and I felt much safer on the road knowing I was covered. I've recommended BorderSolutions to all of my friends who plan to drive in Mexico, and I'll continue to do so!"

LINDA

About us

Dynamic Network Insurance Services, Inc. DBA BorderSolutions Insurance Services is a
Managing General Agent founded in 2002 in California, specialized in Mexico Auto
Insurance, our network manages more than 20,000 satisfied agents in nine states
(AZ, CA, IL, NM, NV, OK, OR, TX & WA).

About us

Dynamic Network Insurance Services, Inc. DBA BorderSolutions Insurance Services is a Managing General Agent founded in 2002 in California, specialized in Mexico Auto Insurance, our network manages more than 20,000 satisfied agents in nine states (AZ, CA, IL, NM, NV, OK, OR, TX & WA).

Get in touch

Business Hours:

Monday to Friday
7:00 - 18:00 hrs, PDT
on US bussiness days

Call us:

888 691 3647

E-mail us:

farmers@bordersolutions.com

Get in touch

Business Hours:

Monday to Friday
7:00 - 18:00 hrs, PDT
on US bussiness days

Call us:

888 691 3647

E-mail us:

farmers@bordersolutions.com

BorderSolutions powered by Dynamic Network®

Lic #946598 AZ
Lic #0D95560 CA
Lic #100311529 IL

Lic #699776 NV
Lic #100011806 NM
Lic #3001700860 OK

Lic #300170855 OR
Lic #1574053 TX
Lic #1040418 WA

A: Yes, it's mandatory to have Mexican Auto Insurance if you plan on driving a vehicle in Mexico. Mexican law requires all drivers to have liability coverage in case of an accident.

A: Mexican authorities do not recognize the liability coverage on your U.S., or any other non-Mexican Automobile liability policy. Only a Mexican Automobile liability policy is acceptable evidence of financial responsibility. Therefore, it is strongly recommended that Mexican Insurance be purchased prior to entering that country. Some California issued policies do extend limited physical damage (comprehensive and collision) coverage on vehicles for a limited distance while operating in Mexico.

A: Liability coverage is the most important type of coverage in Mexico Auto Insurance. It covers the cost of damage or injury that you may cause to others while driving in Mexico. This type of coverage is required by law in Mexico.

A: Mexican liability Insurance is specifically designed for driving in Mexico and follows Mexican law. On the other hand, U.S. liability Insurance only covers you in the United States and does not provide any coverage in Mexico.

A: Mexico Auto Insurance offers several types of coverage, including liability coverage, theft and vandalism coverage, collision coverage, and more. You can choose the coverage that best fits your needs and budget. BorderSolutions offers 3 different packages: Liability, Full Coverage and Platinum Full Coverage.

A: Yes, you can buy Mexican Auto Insurance online from a reputable provider like BorderSolutions. The process is quick, easy, and convenient, allowing you to get the coverage you need before you start your journey in Mexico.

A: Your local car dealer or your insurance agent should be able to help you determine your vehicle's value. The Kelley Blue Book of used cars values may also be used as a guide. Be sure to add those extras you want insured should you have a loss. Remember, our trailers and Cars are always worth more to us owners than they might be to someone else. We advise you not to under-insure.

A: If you have a loan on your vehicle or trailer, most lenders will require that they be furnished a copy of your policy indication that the unit is insured while it is in Mexican territory. Upon request, we will supply a "lien holder" copy of the policy naming your bank or financial institution as lender. Always make sure you allow enough time before your trip into Mexico to allow for the handling of paperwork.

A: No, but it must be listed on the policy with the towing vehicle, otherwise the towing vehicle's Insurance could be voided in the event of an accident or loss.

A: Yes, you should obtain a notarized affidavit or permission from the legal owner.

A: The liability only policy provides the minimum vehicle Insurance required by the Mexican government. Included in this coverage is property damage caused by your vehicle, legal liability for injuries or death of persons not in your vehicle and medical expenses for you or other persons in your vehicle.

A: In Mexico, a traffic accident is considered a felony, it is possible that the authorities will detain you with your vehicle impounded, until they conclude their investigation. Legal Aid helps prevent this, with one phone call an attorney will come to your assistance and negotiate your immediate release as well as the release of the vehicle.

A: Generally, it is not cover: • Vehicles with Mexican plates (or rental vehicles from Mexico). • Drivers with Mexican driver license. • Full coverage on vehicles over 15 years old. • Vehicles while involved in a race or any kind of competition. • Vehicles that are off-roading. • Commercial use is not covered.

A: Yes, you can easily extend your coverage for a longer period of time issuing a new policy. if you need it, simply contact your BorderSolutions Farmers’ Agent and they will assist you issuing a new Policy.

A: Yes, it is required to have Mexican Auto Insurance when driving a rental car in Mexico. Most rental car companies will offer Mexican Insurance as an optional purchase, but it's important to confirm that you have adequate coverage before starting your trip. Unfortunately BorderSolutions does not offer coverage for rental cars in Mexico.

A: Yes, many Mexican Auto Insurance policies include medical expense coverage for you and your passengers in case of an accident. This coverage can help cover the cost of medical treatment, hospitalization, and more.

A: If you get into an accident in Mexico without Mexican Auto Insurance, you can face serious legal and financial consequences. You could be arrested and detained until the matter is resolved, and you could also be responsible for paying any damages out of pocket.

A: Yes, you can purchase Mexican Auto Insurance while you're already in Mexico. However, it's recommended to purchase your Insurance before starting your trip to ensure that you have the coverage you need in case of an emergency.

A: Yes, Mexican Auto Insurance is valid in all states of Mexico. Whether you're driving in Baja California, Yucatan, or any other state, you'll be protected by your Mexican Insurance policy. BorderSolutions monthly payments policies are considered limited Territory, which will only cover the following states of Mexico: Baja California (Norte), Sonora, Chihuahua, Coahuila, Nuevo Leon and Tamaulipas.

CLAIMS -QUICK REFERENCE GUIDE

TOURIST AUTOMOBILE

What to do in case of an accident or loss?

EVERY CLAIM MUST BE REPORTED BEFORE EXITING MEXICO AND RETURNING TO THE UNITED STATES.

To request assistance while in Mexico, please CALL TOLL FREE.

24 HOURS A DAY, 365 DAYS OF THE YEAR.

You'll be required to furnish the following information:

In the event of ACCIDENT

	Remain calm, if you are not out of harm way, remain on site, if the authorities from the actual site remove from the vehicle, notify immediately to the insurance company.
	Should there be need for medical assistance to attend the loss or if the physical damage were considerable, please request the assistance of the official authorities.
	Regardless of a liability, do not accept or grand any kind of settlements with third parties nor with the official authorities, allow Zurich to assist you on these regards.
	Assist the official authorities in all requested information they may require and request copy of the official report of the loss, which must be furnished to the insurance company's representative.
	Do not leave your vehicle unattended because not all policies cover partial theft.
	Zurich representative will ask you for the following documentation :
	Original Policy. Valid driver's license Valid official ID (passport / driving license).
	You'll be required to fill out a claim survey; Zurich's representative will assist you with the whole procedure .

In case of total theft: report immediately to the official authorities and cooperate with the insurance company in order to recover the vehicle.

THANK YOU FOR YOUR PREFERENCE.
Zurich Aseguradora Mexicana S.A. de C.V.

To follow a claim, please dial the following toll-free number:

Within Mexico

800 288 6911

Within USA

866 602 5550

Within Mexico

800 288 6911

Within USA

866 602 5550

SiniestrosZurich@mx.zurich.com

GUIA RAPÍDA REPORTE SINIESTROS

AUTOMÓVILES TURISTAS

¿Qué hacer en caso de Siniestro?

TODA RECLAMACIÓN DEBE SER REPORTADA ANTES DE SALIR
DE LA REPUBLICA MEXICANA PARA RETORNAR A EE.UU.

Para realizar el reporte de reclamación o solicitud de SERVICIOS
DE ASISTENCIA, por favor de comunicarse al CALL CENTER, en
donde le atenderán las 24 horas, los 365 dias del año.

Usted deberá proporcionar los siguientes datos:

EN CASO DE ACCIDENTE

	Conserve la calma, si esta fuera de peligro y NO se retire del lugar del accidente.
	Si el vehículo es movido del lugar del accidente por las Autoridades, favor de notificarlo a la Compañía Aseguradora inmediatamente.
	Si existen lesionados o un daño material substancial solicite ayuda de las Autoridades viales o policía de caminos.
	Independientemente de la responsabilidad, no llegue a arreglos personales con terceros o autoridades, deje que Zurich lo asesore correctamente.
	Proporcione a las autoridades la información que requieran y solicite copia del reporte de policía, mismo que deberá ser entregado al representante de la Compañía.
	No deje el vehículo sin atención, ya que no todas las pólizas no cubren robo parcial.
	El representante de ZURICH le solicitará la siguiente documentación:
	Certificado de Seguro y Contrato de Arrendamiento. Licencia de conducir vigente. Identificación oficial — pasaporte.
	Usted deberá llenar un reporte de accidente. El representante de ZURICH le ayudará en este proceso.

AGRADECEMOS SU PREFERENCIA.
Zurich Aseguradora Mexicana S.A. de C.V.

Para dar seguimiento a un siniestro favor de marcar:

Desde México

800 288 6911

Desde USA

866 602 5550

Desde México

800 288 6911

Desde USA

866 602 5550

SiniestrosZurich@mx.zurich.com

Farmers Agent User:

Password:

Did you forget your password?

Support Hours: Monday to Friday 07:00-18:00 PDT on U.S. business days

If this is your first time using BorderSolutions website, please click here:
Get User ID and password

MAIN BENEFITS

MAIN BENEFITS

Testimonials

Testimonials

About us

About us

Get in touch

Get in touch

BorderSolutions powered by Dynamic Network®

BorderSolutions powered by Dynamic Network®

Q: Do I need to buy special Insurance for driving in Mexico?

Q: Does my U.S. Insurance policy cover in Mexico?

Q: What is liability coverage in Mexico Auto Insurance?

Q: What is the difference between Mexican liability Insurance and U.S. liability Insurance?

Q: What types of coverage are available for Mexico Auto Insurance?

Q: Can I buy Mexican Auto Insurance online?

Q: How is the value of the vehicle determined?

Q: What if a have a loan on my vehicle?

Q: If I tow a trailer, boat, or another vehicle, do I need to insure them?

Q: If I am borrowing a vehicle, will I need any special documents?

Q: What is Liability Only?

Q: What is legal Aid Coverage?

Q: What are some situations that are not covered?

Q: Is it possible to extend my coverage if I'm going to be driving in Mexico for a longer period of time?

Q: Is Mexican Auto Insurance required for rental cars in Mexico?

Q: Does Mexican Auto Insurance cover medical expenses in case of an accident?

Q: What happens if I get into an accident in Mexico and I don't have Mexican Auto Insurance?

Q: Can I purchase Mexican Auto Insurance while I'm already in Mexico?

Q: Is Mexican Auto Insurance valid in all states of Mexico?

CLAIMS -QUICK REFERENCE GUIDE

TOURIST AUTOMOBILE

What to do in case of an accident or loss?

EVERY CLAIM MUST BE REPORTED BEFORE EXITING MEXICO AND RETURNING TO THE UNITED STATES.

To request assistance while in Mexico, please CALL TOLL FREE.

Within Mexico

800 288 6911

Within USA

866 602 5550

Within Mexico

800 288 6911

Within USA

866 602 5550

24 HOURS A DAY, 365 DAYS OF THE YEAR.

You'll be required to furnish the following information:

Policy No.

Driver's name

Vehicle description.

In the event of ACCIDENT

Remain calm, if you are not out of harm way, remain on site, if the authorities from the actual site remove from the vehicle, notify immediately to the insurance company.

Should there be need for medical assistance to attend the loss or if the physical damage were considerable, please request the assistance of the official authorities.

Regardless of a liability, do not accept or grand any kind of settlements with third parties nor with the official authorities, allow Zurich to assist you on these regards.

Assist the official authorities in all requested information they may require and request copy of the official report of the loss, which must be furnished to the insurance company's representative.

Do not leave your vehicle unattended because not all policies cover partial theft.

Zurich representative will ask you for the following documentation :

Original Policy.

Valid driver's license

Valid official ID (passport / driving license).

You'll be required to fill out a claim survey; Zurich's representative will assist you with the whole procedure .

In case of total theft: report immediately to the official authorities and cooperate with the insurance company in order to recover the vehicle.

THANK YOU FOR YOUR PREFERENCE.Zurich Aseguradora Mexicana S.A. de C.V.

To follow a claim, please dial the following toll-free number:

Within Mexico

800 288 6911

Within USA

866 602 5550

Within Mexico

800 288 6911

Within USA

866 602 5550

SiniestrosZurich@mx.zurich.com

SiniestrosZurich@mx.zurich.com

GUIA RAPÍDA REPORTE SINIESTROS

AUTOMÓVILES TURISTAS

¿Qué hacer en caso de Siniestro?

TODA RECLAMACIÓN DEBE SER REPORTADA ANTES DE SALIR DE LA REPUBLICA MEXICANA PARA RETORNAR A EE.UU.

Para realizar el reporte de reclamación o solicitud de SERVICIOS DE ASISTENCIA, por favor de comunicarse al CALL CENTER, endonde le atenderán las 24 horas, los 365 dias del año.

DESDE MÉXICO

800 288 6911

DESDE USA

866 602 5550

THANK YOU FOR YOUR PREFERENCE.
Zurich Aseguradora Mexicana S.A. de C.V.

TODA RECLAMACIÓN DEBE SER REPORTADA ANTES DE SALIR
DE LA REPUBLICA MEXICANA PARA RETORNAR A EE.UU.

Para realizar el reporte de reclamación o solicitud de SERVICIOS
DE ASISTENCIA, por favor de comunicarse al CALL CENTER, en
donde le atenderán las 24 horas, los 365 dias del año.

Nombre del
conductor

Descripción
de la unidad

AGRADECEMOS SU PREFERENCIA.
Zurich Aseguradora Mexicana S.A. de C.V.